Portfolio Health
Loan portfolio composition, performance, and risk metrics
Total Portfolio
$1.4B
↑+3.2% YoY
Weighted Avg Rate
5.82%
↑+18bps
NPL Ratio
0.68%
↓-14bps
Charge-off Rate
0.42%
↓-5bps
Loan Mix ($M)
$1.4BTotal
Auto Loans490
Mortgages420
Personal210
HELOC168
Commercial112
Delinquency by Product (%)
Auto
0.8%
Mortgage
0.4%
Personal
1.2%
HELOC
0.6%
Commercial
0.9%