SBA & Commercial
Commercial lending portfolio, SBA participation, and industry concentration
Commercial Portfolio
$112M
↑+7.2% YoY
SBA Loans Active
84
↑+12 this quarter
Avg Loan Size
$420K
↑+$15K
Default Rate
1.1%
↓-20bps
Industry Concentration (%)
SBA Participation Rate by Quarter (%)
Q1 2025
68%
Q2 2025
72%
Q3 2025
78%
Q4 2025
84%
Guarantee Utilization
84SBA Loans
Fully Guaranteed45
Partially Guaranteed35
Unguaranteed20